BNPL allows consumers to purchase products and services and pay for them later in instalments. It is an easy-to-use, transparent means of payment that provides seamless integration alongside a positive customer experience.
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Benefits include :
Ability to offer credit on demand when customers are making purchases
Customisable and flexible repayment options
Quick payment option in cases of emergency purchase
PPaaS enables acceptance of BNPLs on the payment device, ensuring :
A degree of security and confidence in the authorisation message (confirmation that the payment is accepted)
The capacity to provide a consolidated overview of transactions
Ease of acceptance at checkout without the need for extensive staff training